What to Do After a Car Accident in Florida (Step-by-Step Guide)

Injured in a Car Accident? Here’s What to Do Next

Car accidents happen in an instant, but their impact can last a lifetime. If you or a loved one has been involved in a car accident in Florida, knowing what to do immediately after the crash can make a significant difference in protecting your health, legal rights, and financial future.

As a Tampa car accident lawyer, Jessica C. Fernandez, P.A. fights for injury victims to get the compensation they deserve. This step-by-step guide will walk you through exactly what to do after a car accident in Florida.

1. Prioritize Your Safety & Seek Medical Attention

Your health comes first. Even if you feel fine, some injuries (like whiplash or internal bleeding) may not show symptoms immediately. Here’s what to do:

Check yourself and passengers for injuries – If anyone is hurt, call 911 immediately.
Move to a safe location – If it’s safe, move your vehicle to the side of the road to avoid further collisions.
Get medical treatment – Whether by ambulance or later at a doctor’s office, getting checked out is crucial for both your health and legal case.

Why This Matters: Florida’s no-fault insurance system requires you to seek medical attention within 14 days of the accident to qualify for Personal Injury Protection (PIP) benefits.

2. Call the Police & File an Accident Report

In Florida, you are required to report an accident if there are injuries, deaths, or property damage exceeding $500.

Call 911 and wait for the police to arrive.
Provide only factual information – Do not admit fault or apologize, as this can be used against you later.
Request a copy of the police report – This will be crucial for your insurance claim and legal case.

Learn more about how Florida's no-fault insurance system works.

3. Gather Evidence at the Scene

If you’re physically able, document everything at the accident scene. This evidence will strengthen your case.

Take photos and videos of vehicle damage, injuries, skid marks, traffic signals, and road conditions.
Collect driver and witness information – Get names, phone numbers, insurance details, and license plate numbers.
Write down what happened – While it’s fresh in your mind, note the time, location, weather conditions, and anything unusual.

Why This Matters: Strong evidence helps prove fault and maximize your compensation in a personal injury case.

4. Notify Your Insurance Company – But Be Cautious

You must report your accident to your insurance provider, but be careful about what you say.

Stick to the facts – Only provide basic details about the accident.
Do not agree to a recorded statement – Insurance companies may use your words against you.
Avoid accepting a quick settlement – Initial offers are often far less than what you’re entitled to.

Find out how much your personal injury case could be worth.

5. Speak With a Florida Car Accident Lawyer Before Making Any Decisions

Insurance companies are focused on minimizing payouts, not helping you recover. An experienced attorney can:

Negotiate for maximum compensation – Covering medical bills, lost wages, pain and suffering.
Handle all communications – Avoiding costly mistakes with insurers.
File a personal injury lawsuit if needed – Holding the at-fault party accountable.

Schedule Your Free Case Review With Jessica C. Fernandez Today

Frequently Asked Questions About Florida Car Accidents

How long do I have to file a car accident claim in Florida?

Under Florida law, you have two years from the date of the accident to file a personal injury lawsuit. However, acting quickly strengthens your case.

Can I sue the at-fault driver if Florida is a no-fault state?

Yes. You can sue the at-fault driver if you have serious injuries that exceed the limits of your PIP coverage.

How much is my car accident case worth?

Every case is different, but factors include:

Medical expenses (current and future)
Lost wages and earning potential
Pain and suffering
Vehicle damage

Read our full guide on how much personal injury cases are worth.

Contact a Tampa Car Accident Lawyer Today

If you’ve been injured in a Florida car accident, don’t navigate the legal system alone. Jessica C. Fernandez, P.A. is dedicated to fighting for your rights and securing the compensation you deserve.

Call: +1 (813) 600-9150

Visit: 3104 N. Armenia Ave, #2, Tampa, FL 33607

Schedule Your Free Consultation Now

Let us handle the legal battle while you focus on recovery.

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